Taylor Insurance Agency

  Call John Taylor (831) 643-2048

2010 AUTO MECCA WEEK    August. Monterey Peninsula, Ca

 





























 









 

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           Chubb Masterpiece Auto Preference,  The Premier Auto Insurance.

 

 

The car of your dreams is finally in your driveway. Whether it is a BMW, Cadillac Escalade, Porsche, Bentley or Mercedes SL, you have earned it. Your financial planning and hard work have paid off.

Insuring your car may initially seem as easy as insuring any other car you have owned. But high-value and high performance cars are not vehicles most companies are eager to insure. Also, depreciation of the value of these cars can equal thousands of dollars annually. Most auto policies only pay the market value  in the event of a total loss.

Avoid making mistakes by properly insuring your dream car with Chubb. If your car is damaged due to a covered loss, you may be unpleasantly surprised to learn some things the typical auto insurance will not pay 100% for:

  1. High-cost specialty repairs shops

  2. Original equipment manufacturer parts (OEM)

  3. Significant rental car costs

There is a difference when insuring luxury and sports cars.

Getting 100% of the value of your car in the event of a total loss is easy with Chubb's unique Agreed Value coverage option. In essence, you choose the amount you want to be paid if your car is stolen or damaged beyond repair as a result of a covered loss.

 

High limits of financial protection are available even for cars that are typically difficult to insure, such as a Porsche, Bentley or Ferrari. Limits of up to $10,000,000 of liability and $1,000,000 of UM/UIM coverage are available.

 

Your standard for service is high and so is ours, Masterpiece Auto Preference provides you with:

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Agreed value option that states how much you will be paid in the event of a covered total loss

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Choice of your repair shops

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Full coverage if you select OEM parts

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No depreciation on replaced parts

bullet

Lock replacement, up to $1,500, with no deductible

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Air bags replaced with $0 deductible

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Windshield repair at no expense to you.

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Rental car coverage-no need to buy a collision damage waiver again

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World Wide rental vehicle coverage. "No deductible"

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Rental car, Hotel, meals and phone calls covered up to $5,500 if a loss occurs more than 50 miles from your closest residence if needed.

 

Masterpiece Auto Preference is a unique policy tailored to meet the auto insurance

and financial needs of successful people.

          Portfolio Discounts:
bulletAuto with Home - Insure both your home and autos with Chubb on Masterpiece policies and you can obtain a credit on your auto insurance policy, where applicable.

 

          Policy Discounts:
bulletGood student
bulletDriver training
bulletAccident Prevention Course (Defensive Driving credit)
bulletAir bag/Passive restraint
bulletAnti-lock brake
bulletAnti-theft
bulletMulti-car
bulletDaytime running lights

 

 Example: Loss

  Actual Cash Value

 Chubb Agreed Value

 Settlement Amount:

 

 2007 Mercedes-Benz S Class    Sedan 4D S550

 45,000 miles

$51,520

This would be the settlement for 98% of Insurance companies

  $92,780  Chubb Settlement  Chubbs Agreed Value Policy!

  Which policy do you want?

 

 

 

 

 

 

   

2007 Mercedes Benz S 550 Sedan to replace new would cost $92,000 & change

You Pay $92,000 premium for your luxury car out the door of the dealership!

An unfortunate accident totals your car, you would expect your Insurance to replace

a $92,000 car, not the depreciated value of say $50,000,

after all the Insurance rate was based on the $92,000.... Right!    

 

Get Chubb! Get The Full $92,000 to replace your loss

 

With Chubb Agreed Value Policy - You Can Include the MSRP + Tax & License in the value!

Ask your current Insurance company if they offer such a Unique policy!

Call John Taylor   (831) 643-2048  email: taylorinsurance@live.com

 

1. Agreed Value Coverage — allow you to know the settlement value for your auto at the time you obtain the policy and, in the event of a covered total loss or theft, Chubb will waive the deductible.
2. Loss of Use — Chubb provides up to $15,000 (in certain states) for the “loss of use” of your car automatically and at no additional charge. Coverage can be used towards rental car upgrades, hotel accommodations and airfare when the loss occurs 50 miles or more from home.
3. OEM Parts — Repair your car with original equipment manufacturer (OEM) parts, not generic after-market parts.
4. Rental Vehicle Coverage — Worldwide rental vehicle coverage is provided under the liability section of the policy. Coverage is included for both physical damage and bodily injury. (No deductible applies).
5. Claims — Most loss payment as issued within 48 hours of settlement of the claim. After an accident, Chubb claims representatives aim to contact you within 24 hours. Additionally, Chubb claims representatives are trained to treat you with empathy, courtesy and respect.

*Please note , this policy is for the high value daily driver,

collector car, antique cars, street rods  are a limited use type policy.

 See Collector Car Page

  Back to main page

 

 

 

 

 

 

        

**This information is advisory in nature.

No liability is assumed by reason of the information in this document.

see actual policies for conditions, restrictions of coverage's.